Law Library TV – Episode 1.4, #AskSeanCallagy October 29, 2015
Showing posts with label callagylaw. Show all posts
Showing posts with label callagylaw. Show all posts
Thursday, October 29, 2015
Why Not #6 – Why Not Say Goodbye to Motivation? October 29, 2015
Why Not Say Goodbye To Motivation? And Hello To Something Infinitely More Powerful?
I had a game changing meeting with a friend of mine, Rey Rostami, the New Jersey Training Coordinator for AFLAC, yesterday. Rey has a tremendous life story, rising above some very challenging childhood years on the inner city streets of Los Angeles, to becoming a commission sales person for AFLAC, to becoming an award winner and leader, to now being the head of training for AFLAC, New Jersey.
Rey also uses a significant amount of my training principles for himself and his AFLAC trainees. So, when I asked Rey what he thought of our “Why No Huddle”, I was shocked to hear his answer.
Rey hesitated and looked uncomfortable as I waited to hear his thoughts. Finally, he said, “I haven’t seen it. In fact, I’m embarrassed to say that I didn’t even know it started yet.”
I actually felt a lot of excitement when Rey told me this. Our Callagy Law Facebook has already grown by 700 “likes” in just a few days. Now, I completely understand that out of our 10,000 “likes,” still only a fraction of the 10,000 has even seen the posts about “Why Not”. As more people see it, which we ask everyone’s help with changing that, we will watch the numbers grow like crazy. I’ll explain in a moment why that’s a good thing for everyone.
Something far more amazing happened though in the next stage of our conversation. Rey became very excited about the idea of his sales people having the ability to watch the “Why Not Huddle” everyday for motivation. He explained the obvious fact that sales is full of frustration and how important “motivational videos” are.
This is where our breakthrough moment occurred. After the next 10 minutes of our conversation, Rey was more blown away and excited than I’ve ever seen him.
I asked Rey to now explain what I had just shared with him as though he was speaking with sales people at AFLAC to help them understand how critical, unique and valuable the “Why Not Huddle” is for them.
Rey summarized our conversation as follows: “Motivation is for people who are ‘At Effect’. It means that you are riding external stimuli to move you.
The consequence of this is that if you receive negative stimuli, you are equally susceptible to stop acting. The key is to stay ‘At Cause,” which is the opposite of ‘At Effect’ and means that you are in control, through an entirely different philosophy, of your feelings, thoughts and actions. The value of ‘Why Not’ isn’t to motivate, is to keep you ‘At Cause’, which is so much more valuable it’s incredible.”
“Precisely my friend”, I shared with him. Rey added, “My entire philosophy of training and producing results has shifted in the last 10 minutes.” Rey also added some incredibly complimentary words for me, which I will leave out.
What??????!!!!!!!!! Yes, motivation is weak. Motivation is fleeting. When people call me a motivational speaker it bothers me.
During our conversation, Rey helped me clarify my burning “why”, or my drive, for doing all of this. I want to help people at an unprecedented level to improve the mental and emotional quality of their lives. I believe that it is so easy to lead a life of more passion, positive energy and results than most people do. This is why I do this.
Here is the key of all of this though: the “Why Not Huddle” is NOT about motivation!!!!!!! It is about changing your life philosophy so you don’t need external motivation. External motivation can be nice and fun, but it is fleeting and ineffective. It is like going from a car that has a one gallon gas tank, a person relying on motivation, to an oxygen powered car that is perfectly self sustaining as oxygen is everywhere, which is the equivalent of having a life philosophy of being “At Cause”.
We will talk more about this on today’s “Why Not Huddle” and tomorrow’s article. For today though, please try and get this into your heart, soul and
brain: you are the only person or thing that can make you feel how you feel.
Remember, your feelings control your thoughts, your thoughts control your actions, your actions give you your results and your results create your destiny. Thus, the difference between living in motivation versus living “At Cause” is a completely different destiny.
Please, please, please, read tomorrow’s article as we will explain this enormous distinction. For today, understand that living “At Cause” is about you being in charge of how you feel, think, act and produce results minute to minute, day to day, week to week, month to month and year to year. The “Why Not Huddle” will help you achieve this level of mastery of your life and yourself AND it will be FUN!
This applies for peak athletes, business owners, sales people, stay at home moms and dads, teachers, lawyers, accountants, politicians, celebrities or whatever. The “why” behind “Why Not” is to make your life better and the world a better place through leaving behind negative emotional reactions, thoughts, feelings and behaviors.
AND just so this doesn’t sound like I’m suggesting we become weird robots, let me illustrate a point I made to Rey about the importance of feeling even sad feelings versus having those feelings produce negative outcomes. I used my grandfather, who passed away in 1999, as an example.
I miss my grandfather very much. I loved him with all my heart, and he was amazing as a source of support, love and teaching for me. He was incredibly positive when it came to him telling me who I am and how great I could be.
“When I think of him”, I explained to Rey, “I feel certain and confident, and I want to live an amazing life of balance, fulfillment, giving and success in tribute to all that he was and all that he taught me.”
This is a simple example of feeling very real feelings of missing my grandfather, but having those feelings serve my life as opposed to depress me because my beloved grandfather isn’t here anymore. All of that is a choice with tools to help make that choice a reality, all of which we will cover over time on our “Why Not Huddle”.
As we begin to touch on these topics, you may start to feel a bit challenged or even irritated by these concepts, or me. A natural human response is:
“you don’t know my problems. Mine are worse. This wouldn’t work for me!” All I can say is, yes, many people suffer from horrible challenges and trauma.
I’m sure some people exist that need some additional help. I simply believe that way more people can be masters of their own destiny that most people believe.
AND, I will close with this: medical science says I’m going blind from a hereditary eye disease that my beloved grandfather had and was blind from.
I’ve stopped driving and watching TV has become incredibly difficult as I pretty much see double, plus have huge contrast problems and blind spots. I need help telling me what’s happening on the TV screen pretty often if I watch a show like my favorite, “Walking Dead”. Yet, I have zero fear. I don’t feel fear and get rid of it. I don’t feel it in the first place. I have absolute certainty that I will be cured AND before I am, I will cope and adapt perfectly and enjoy additional advantages from my disease. One of those advantages is keeping me “At Cause” at an accelerated rate to take advantage of the vision I have.
So, while many people have worse disability challenges than I do, 95 percent of the population DOES NOT. Thus, I can speak from a place of absolute certainty when I tell you that you, with whatever challenges you have, can live an amazing life of being “At Cause” and enjoying life’s wonder, beauty, amazement, abundance, joy and passion.
Carpe Diem and enjoy your day “At Cause”!!!!!!!!
In your service,
You can see all of our WHY NOT – HUDDLE videos by clicking here and subscribing! If you have questions about any of the content you see or to have your questions answered on an upcoming show by Sean, please email your questions directly to him by clicking here.
Why Not #6 – Why Not Say Goodbye to Motivation? October 29, 2015
Friday, September 25, 2015
The Short-Term Impact of the Transition to ICD-10
On October 1, 2015, ICD-10 will go into effect, displacing ICD-9, which has been in place for 30 years. ICD-10 will introduce greater detail and therefore greater complexity to medical billing and coding practices. Indeed, In excess of 150,000 new procedure and diagnosis codes will be introduced. As a result, it is safe to say that disagreements with carriers and controversy in interpretation will be commonplace for some time to come. Because of this, medical providers need to brace themselves for what is sure to be increases in denials from carriers with a concomitant reduction in revenue. Although these denials of course can and should be challenged at every turn, medical provider cash flow in the short run will certainly be impacted.
This is especially true in light of the fact that ICD-10 is not being mandated, thus far, at the state level. Hence, PIP and WC claims can still be processed under ICD-9. This gives PIP and WC carriers perhaps an additional opportunity for denial—they might request a bill submitted under ICD-9 to be re-submitted under ICD-10 and vice versa—anything to cause delay or denial in reimbursement.
Medical providers need to be especially vigilant and aggressive in their refusal to accept these denials and delays at face value, and should prepare themselves financially for a reduction in revenue, at least in the short run.
If you have questions regarding ICD-10, or any other legal questions, please feel free to contact Callagy Law today! If you are a medical provider, please refer to our Medical Providers page on our website.
Learn More About Callagy Law Here:
The Short-Term Impact of the Transition to ICD-10
How Do Businesses Ensure Compliance When Picking Healthcare Plans?
New and existing small businesses have to consider if they will offer health insurance and if so the owner must pick the specific benefits for the company. Under the Affordable Care Act individuals and businesses have new rights and responsibilities regarding health care insurance.
The ACA has instituted new requirements involving various parts of employer-sponsored health care insurance including waiting periods, tax credits, and disclosure rules for employees. Owners and managers of small businesses should be aware of the legal requirements surrounding these regulations to ensure compliance.
Waiting Periods
Under current law, employers who offer health insurance cannot have waiting periods longer than 90 days. Employers occasionally use waiting periods before issuing health insurance to employees. These waiting periods can be to avoid providing costly health insurance to probationary employees before they are hired permanently. Alternatively, waiting periods are sometimes used for employees who are in training periods or have started on a part-time or temporary basis but are moving to a full-time role. Of course, employees must still meet other eligibility criteria in order to obtain the employer-based health insurance.
Tax Credits
For small employers, with fewer than 25 full-time equivalent employees, the Federal government may provide tax credits. Businesses that pay average wages below $50,000 and contribute 50% or more to its employees health insurance premiums, and buy insurance through the small business insurance marketplace may be eligible for the tax credits. The tax credits may equal up to 50% of the employer’s insurance premium costs.
Notably, employers do not have to provide coverage to employee dependents or to part-time employees.
Alternatively, employers who fail to meet IRS requirements with regard to offering health insurance, may face financial penalties.
Disclosures
Employers are now required to provide employees with summary of benefits documents that explain the benefits of the health insurance plan, such as what is covered and what the cost sharing between the employer and employee are under the plan. The coinsurance, copays, and deductibles for individual services as well as annual and lifetime levels are likely going to be included in the summary documents.
Insurance carriers will draft the benefit summary document, which may be based off of a standardized document for small group insurance plans or it may be customized for a particular business. Employers should familiarize themselves with the documents to ensure that they comply with the contract that the business signed with the carrier and so that they can communicate knowledgeably with employees who may have questions about benefits under the health plan.
Employers should note that they may face penalties for failing to comply with the disclosure requirement.
Contact a knowledgeable Lawyer for Assistance
Treading into the field of Federal and local regulatory law can be confusing for busy business owners. The experienced and dedicated attorneys at Callagy Law are ready to help answer your questions about forming a business or ensuring that your existing business is in compliance with the law. Contact the team here at Callagy Law today for legal guidance.
You may also be interested in these Callagy Law Blogs:
Medical Provider, Heal Thyself: Information on the Affordable Care Act
Citizens United and Hypocrisies
Is Obamacare in the Supreme Court Again?
Learn More About Callagy Law Here:
How Do Businesses Ensure Compliance When Picking Healthcare Plans?
Wednesday, September 9, 2015
Read Contracts Before There is a Problem | Callagy Law
Busy business owners and procurement officials frequently enter into many contracts with suppliers, customers, landlords, and many other individuals as well. Most of these contracts will likely go off without a hitch. But, some of the contracts may not work out and lead to disputes over payments, production, or services, that may even lead to litigation. Contracts, as legally binding documents, are very important for businesses to execute wisely.
What Does the Contract Actually Say?
In negotiations between a buyer and seller, there are often various promises and assurances made on both sides. However, the final contract may not necessarily contain those oral promises either by accident or on purpose to deceive the other party. As such, it is critical that each party carefully read and understand what is being proposed in the contract itself and what recourse each party has to make the other party perform or to obtain damages from non-performance.
Contract Disputes Can Be Very Costly
Contract disputes can be huge headaches for businesses in the monetary cost, business productivity, and just as a general distraction for management and staff. In New Jersey, a contract dispute over the type of document used in a contract bid (a letter versus a customary form) has resulted in protracted litigation that has gone all the way to the New Jersey Supreme Court.
Litigation can be quite costly and time-consuming (sometimes lasting several years) and may not even lead to satisfactory results. A business may obtain monetary damages if another party fails to fulfill its contractual obligations, but it may not truly make the business whole if it suffered losses to its core business or even lost customers for good as a result of the contract’s breach.
Catching Issues Before There is A Dispute is Easier than Litigation
Even though it may take more time to carefully review an agreement and discussing the terms with the other party before signing it, doing so helps to ensure that both parties understand the contract and agree to what is in the contract, rather than some other notion of what the deal supposedly is going to do.
Also, negotiators should realize that contract language can vary from industry to industry and legal requirements or expectations can differ also depending on the nature of the agreement. For example, a software license will probably look totally different than a consultant agreement, and the terms that are most important for each party in those different agreements will also be quite different.
Businesses should have standard procedures or checklists to facilitate contract review and approval to ensure that contracts are consistent across the organization to the extent possible.
Contact a Skilled Lawyer for Help
Treading into complex and dense contract language can be confusing for busy business owners. The experienced and dedicated attorneys at Callagy Law are ready to help answer your questions about forming a business or ensuring that your existing business is in compliance with the law. Contact Callagy Law today for legal guidance.
Learn More About Callagy Law Here:
Read Contracts Before There is a Problem | Callagy Law
Tuesday, July 21, 2015
Callagy Law - Quote of the Day
| Please enjoy Callagy Law’s Quote of the Day! #callagylaw #callagyquotes #callagyspeaks |
Callagy Law - Quote of the Day
Wednesday, April 1, 2015
Tuesday, March 31, 2015
Monday, March 30, 2015
Friday, March 27, 2015
3 Supreme Court Cases to Keep in Mind in 2015
Equal Opportunity Employment Commission v. Abercrombie & Fitch
Samantha Elauf, a practicing Muslim, was rejected for a position at an Abercrombie Kids store in Tulsa, Oklahoma. Elauf was not hired because she wore a black hijab, a religious headscarf, during her interview which violated the company’s “Look Policy.” Neither Elauf nor the interviewer made mention of the headware or of any accommodations that would be required for religious purposes.
The question before the court is whether an employer is liable under Title VII of the Civil Rights Act for refusing to hire an applicant or for firing an employee only if the employer had actual knowledge due to explicit notice from the applicant or employee that he or she requires religious accommodation.
Elonis v. United States of America
Anthony Elonis was convicted for posting threats on Facebook to kill his wife, co-workers and an FBI agent amongst others.
The question before the court is whether a conviction of threatening another person’s life require proof of subjective intent to threaten.
David King, Douglas Hurst, Brenda Levy and Rose Luck are residents of Virginia who do not want to purchase health insurance under the Affordable Care Act (ACA), more popularly referred to as “Obamacare.” The ACA requires citizens to buy health insurance or pay a tax penalty. If an individual cannot buy the cheapest plan without exceeding eight percent of their household income, than they will not be charged the tax penalty. However, because the IRS adds tax credits to the petitioners’ plan which, they no longer are exempt from the tax penalty.
The question before the court is whether IRS may enforce regulations to extend tax credits to insurance plans purchased through Federal Exchanges
3 Supreme Court Cases to Keep in Mind in 2015
Why you actually need a divorce lawyer?
Choosing to get a divorce is one of the most difficult decisions of marriage life. But if you have made the decision then it is really very important that you do it properly with complete care. In the divorce, you would need to follow various documentation and legal procedures which will definitely require lots of time as well as lots of knowledge to get proper understanding of this matter.
This is not a simple and small thing so it is important that you take part in all the procedures and properly understand every single thing to maintain the efficiency and correctness. This could be difficult for an individual or even for the couple who have taken the decision of divorce. So, the divorce lawyer will play really very assistive and effective role in this situation.
There are thousands of benefits of considering divorce lawyers such as professionalism, efficiency and ease. And most importantly, you will also get consultancy service where the lawyer will analyze the divorce situation and will help clear things and situations for both spouses. This will help couple to understand the situation and properly see the scenario just the way it is. Sometimes the misunderstandings can lead to tremendous disasters in the marriage life so the divorce lawyer can also help you to understand such situations and resolve the issues efficiently.
Most importantly, sometimes when couple take a divorce without any kind of professional advice then they get in future troubles. It is quite possible that you might face issues in the future due to one ignorance of present time in divorce procedure so if the divorce is final then make it proper and necessarily consider hiring a divorce lawyer for this purpose because it will help you to clear things up and complete all the legal procedures efficiently that are necessary for divorce. Mainly, the divorce lawyer will save lots of your time and will help you to get quick and reliable results as well.
Why you actually need a divorce lawyer?
Thursday, March 26, 2015
Callagy Law - Quote of the Day
Please enjoy Callagy Law’s Quote of the Day #callagylaw #callagyquotes #callagyspeaks #motivation #success
Callagy Law - Quote of the Day
Wednesday, March 25, 2015
Callagy Law - Quote of the Day
Please enjoy Callagy Law’s Quote of the Day #callagylaw #callagyquotes #callagyspeaks #motivation #success
Callagy Law - Quote of the Day
Monday, March 23, 2015
Callagy Law - Quote of the Day
Please enjoy Callagy Law’s Quote of the Day #callagylaw #callagyquotes #callagyspeaks #motivation #success
Callagy Law - Quote of the Day
Friday, March 20, 2015
Thursday, March 19, 2015
Wednesday, March 18, 2015
Tuesday, March 17, 2015
The Might of Many - Guest Speaker: Sean Callagy
Hello and Welcome!
This networking event looks to abridge the gap between many fields that primarily do cross paths but are hard to find referrals in. We look to create an open forum for all professionals to come and interact with like minded professionals and foster growth of communal relations within different emerging fields. We would like to create a network in which referrals are common and interactions between similarly situated professionals across multiple fields are easily accessible.
We would like you to come join us and share in our vision that networking events should encompass multiple industries and allow for attendees to leave with a broad range of new connections. We are looking for those individuals that are truly looking to make some lasting connections.
The pre-registration price is $10 per person. The registration price at the door will be $ 15 per person.
Tickets Available Via This Link: http://www.eventbrite.com/e/march-networking-event-tickets-16080784058
The Might of Many - Guest Speaker: Sean Callagy
Happy St. Patricks Day from Callagy Law!
Happy St. Patricks Day from Callagy Law! #callagylaw #stpatricksday #317
Happy St. Patricks Day from Callagy Law!
Subscribe to:
Posts (Atom)